<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.thelistededge.ca/p/affirm-holdings-nasdaq-afrm-can-bnpl</loc><news:news><news:publication><news:name>The Listed Edge</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T05:05:42+00:00</news:publication_date><news:title>Affirm Holdings (NASDAQ: AFRM): Can BNPL Become a Profitable Payments Platform?</news:title></news:news></url></urlset>